Agentic AI in Fraud, Waste & Abuse (FWA) Insurance Claims

Glacien AI flags fraudulent claims with 80-90% accuracy — reducing FWA leakage by $18M+ annually.

80-90% Detection Accuracy
$18M+ Annual Savings
30-50% Faster Adjudication
$90M+ Scaling Potential

The $90B Problem in Insurance

5-10%

of claims involve fraud

Fraudulent Claims Are Draining Your Bottom Line

Industry data shows that 5-10% of insurance claims involve fraud, waste, or abuse — often missed by manual review processes. This translates to billions in losses annually across the insurance industry.

Traditional fraud detection methods rely on rule-based systems and manual reviews that are slow, inconsistent, and easily circumvented by sophisticated fraud schemes. Meanwhile, legitimate claims get delayed in the review process, frustrating customers and damaging your brand.

The result? Major financial losses, increased premiums, regulatory scrutiny, and poor customer experience.

How Glacien's Agentic AI Detects Fraud

Our AI doesn't just follow rules — it learns, adapts, and investigates like an experienced fraud investigator, but at machine speed and scale.

Detects 5-10% Fraudulent Claims

Industry data shows 5-10% of claims involve fraud, often missed manually, causing major financial losses. Our Agentic AI identifies these hidden patterns that traditional systems miss, catching fraud that costs your organization millions.

Automates High-Risk Screening

Agentic AI analyzes rules, historical patterns, and behavioral anomalies to flag suspicious activities such as duplicate billing, upcoding, unbundling, and phantom services. The system learns from each investigation to improve detection accuracy.

Auto-Triages Claims Efficiently

High-risk claims are automatically routed to Special Investigation Unit (SIU) review with complete documentation. Clean claims are auto-approved, boosting adjudication speed by 30-50% and reducing processing costs.

Delivers 80-90% Detection Accuracy

Industry pilots demonstrate that our AI achieves 80-90% accuracy in fraud detection, greatly outperforming manual fraud detection methods. Continuous learning ensures accuracy improves over time.

Generates $18M+ Savings Annually

A national insurance program saves $18M annually using our AI, with scaling potential to $90M+ across five markets. ROI is typically achieved within 6-9 months of deployment.

Provides Audit-Ready Alerts

Every fraud alert includes clear explanations, evidence trails, and investigation workflows with complete audit trails ensuring governance and regulatory compliance. No black-box decisions — full transparency for regulators and internal teams.

How the AI Investigation Process Works

From claim submission to fraud detection in seconds, not weeks

01

Claim Ingestion & Analysis

AI ingests claims data in real-time, extracting key information from forms, medical records, billing codes, and provider histories across all submission channels.

02

Multi-Dimensional Risk Scoring

Agentic AI analyzes multiple fraud indicators: billing patterns, provider behavior, claimant history, medical necessity, and cross-references against known fraud schemes.

03

Intelligent Triage & Routing

Low-risk claims are auto-approved for payment. High-risk claims are routed to SIU with complete investigation packages, saving investigators hours of prep work.

04

Continuous Learning & Adaptation

AI learns from investigator feedback, confirmed fraud cases, and emerging fraud patterns to continuously improve detection accuracy and reduce false positives.

Application Across Insurance Verticals

Our FWA detection AI adapts to the unique fraud patterns in each insurance line

🏥 Health Insurance

Detect upcoding, unbundling, phantom billing, and medically unnecessary procedures across provider networks.

🚗 Auto Insurance

Identify staged accidents, inflated repair costs, phantom passengers, and organized fraud rings.

🏠 Property Insurance

Flag inflated valuations, pre-existing damage claims, arson indicators, and contractor fraud.

⚖️ Workers' Compensation

Detect exaggerated injuries, employment misclassification, and premium fraud schemes.

🏥 Medicare & Medicaid

Identify billing fraud, identity theft, DME fraud, and improper payments in government programs.

💼 Life Insurance

Flag application fraud, premium fraud, death certificate forgery, and beneficiary fraud.

Ready to Accelerate Your Transformation?

Whether you want to revolutionize enterprise workflows, elevate customer engagement, democratize analytics, or simplify document-heavy processes, Glacien.ai offers the perfect blend of Agentic AI and Generative AI to drive efficiency, reduce costs, and transform your business.
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